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Green Homes in India : Do Borrowers Really Benefit Financially

Green Homes in India : Do Borrowers Really Benefit Financially

Sustainability is gradually reshaping India’s real estate sector. Rising energy costs, increasing environmental awareness, and supportive government policies are pushing developers and homebuyers to consider greener housing options. The shift...

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What is the credit history of your candidate?

What is the credit history of your candidate?

Hi How have you been? Election fever is here and we are going to be a part of this history. Technically, the future of India is in our hands…well at...

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Loan application rejected – What’s next?

Loan application rejected – What’s next?

Have your ever applied for an auto loan, a home loan or a personal loan? What if the loan application got rejected? What to do next? Rejection of any kind...

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Moratoriums and the unholy trinity

Moratoriums and the unholy trinity

Hi, This is the first of a series of initiatives we are taking to address the moratorium announced by RBI. The focus is to create awareness amongst borrowers, more the...

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Can Algorithm-Based Credit Decisions Replace Traditional Credit Officers?

Can Algorithm-Based Credit Decisions Replace Traditional Credit Officers?

The evolution of lending has always reflected the evolution of information. In earlier decades, credit officers relied primarily on manual scrutiny of applications and physical verification of borrower credentials. Today,...

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