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October 5, 2026 For decades, a borrower’s access to formal credit in India has depended largely on a single number: the Credit Score generated from bureau data. This system works reasonably well for...
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September 29, 2026 In lending, performance is often measured through familiar numbers such as AUM growth, disbursements, approval rates and turnaround time. These metrics are important indicators of business performance, but they do...
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September 26, 2026 Agreeing to stand as a guarantor is often treated as a routine formality – a signature offered to help a family member or friend clear a lender’s eligibility bar. In...
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September 22, 2026 Why third-party dependencies are becoming a strategic consideration for HFCs and NBFCs As HFCs and NBFCs scale, outsourcing has become an important enabler of growth. From field verification and property...
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September 18, 2026 Taking a loan for the first time is a common milestone in most people’s financial lives. It may happen while pursuing higher education, buying a first vehicle, or managing an...
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