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October 21, 2026 GST on Co-Lending: Why Tax Clarity Matters for Lenders As co-lending expands, the distinction between interest income and service income is becoming an important consideration for lender partnerships. Co-lending has...
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October 16, 2026 Agreeing to stand as a guarantor is often treated as a routine formality – a signature offered to help a family member or friend clear a lender’s eligibility bar. In...
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October 13, 2026 What Lenders Miss When They Look at FOIR in Isolation FOIR is one of the most commonly used indicators in credit underwriting. It helps lenders assess how much of a...
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October 9, 2026 India’s credit scoring system was built for a borrower profile that rural India rarely matches. A conventional credit score depends on a formal financial trail, bank loans, credit card usage,...
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October 6, 2026 In lending, adherence to credit policy is often viewed as a strong indicator of credit quality. When a borrower meets the prescribed credit score, FOIR and LTV thresholds, income has...
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