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Why MSME Lending Still Suffers Despite the Fintech Boom

Why MSME Lending Still Suffers Despite the Fintech Boom

India’s fintech revolution has transformed the mechanics of lending. Credit can now be sourced, underwritten, approved, and disbursed at a speed that would have been unimaginable a decade ago. Digital...

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How Gen Z Is Redefining Credit and Debt Culture in India

How Gen Z Is Redefining Credit and Debt Culture in India

For years, debt in India was often viewed as something to avoid unless absolutely necessary. Loans were primarily associated with buying a home, funding higher education, or meeting emergency expenses. However,...

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Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth

Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth

Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth  On 15 June 2026, the Reserve Bank of India introduced the Reserve Bank of India (Non-Banking Financial Companies – Responsible...

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Why Rural Credit Digitization Is Moving Slower Than Expected

Why Rural Credit Digitization Is Moving Slower Than Expected

Why Rural Credit Digitization Is Moving Slower Than Expected  A small farmer in Vidarbha earns steadily across three seasons, repays his informal lender on time every cycle, and holds clear...

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Buy Now, Pay Later: Is It Destroying Young People’s Credit?

Buy Now, Pay Later: Is It Destroying Young People’s Credit?

Buy Now, Pay Later (BNPL) services have transformed the way young consumers shop by making purchases more accessible and affordable. With just a few clicks, consumers can split payments into...

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