Race, religion, gender, nationality, marital status and employment history do not impact credit scores.  It is because these factors do not help in assessing the credit worthiness of an individual. In several countries it is not legal to use these factors to calculate credit scores. Another much debated factor is “income”. Yes, income does not […]

Hi How have you been? So, wouldn’t it be a fair assumption that all human beings have credit history, provided she has borrowed. What about God then? Does he have a credit history too? Strangely, the answer seems to be yes! Well, that is what God Gazarov seems to be saying. God Gazarov, a Brooklyn […]

Hi How have you been? Election fever is here and we are going to be a part of this history. Technically, the future of India is in our hands…well at least as far as the next 5 years are concerned. But how much do we know about our candidate? Internet giant Google recently launched a […]

The third eye is said to be the eye of insight – an eye that provides a vision beyond the ordinary. So is Credit Counselling a Third Eye to your Financial Planning? Well we will find out! The concept of Financial Planning is surely better known than Credit Counselling. But let me begin with decoding […]