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Sydney Harbour Circular City of Sydney,Australia.

Loan application rejected – What’s next?

Have your ever applied for an auto loan, a home loan or a personal loan? What if the loan application got rejected? What to do next? Rejection of any kind is one of the greatest fears that lies within us. But there is also a way to address this. Put on your thinking cap to […]

Moratorium – ” a solution or a problem”

If ever there was a googly or a curve ball – its COVID – 19. Call it whatever you want – even call it World War III – against an unseen enemy, across the world, no end in immediate sight and a truly global war across religion, cast, creed, gender and country. Everyone is talking […]

NEW YEAR…NEW DECADE…NEW BEGINNINGS..

I had slipped into a fairly long self imposed sabbatical on writing my blogs and now, feeling the need, I am starting again to write – and thus the title of my first blog version 2.0. In ophthalmic terms,  20/20 means clarity or sharpness of vision. Ironically, 2020 has started with anything but that. Anywhere […]

No credit to credit: 3 ways!

Your loan application is rejected because you don’t have any credit history? How do you build your credit history ? Well yes it’s a cycle of credit and credit again! As per two recent notification by the Reserve Bank of India, all banks and other lenders need to take into account ‘credit information reports (CIRs)’ […]