Sharada is a senior leader with over 23 years of experience across telecom, BFSI, and fintech. She brings deep expertise in digital transformation, risk management, and customer-led growth, leveraging data and automation to improve efficiency, strengthen decision-making, and enhance customer experience. She has led large-scale transformation initiatives, built robust risk frameworks, and supported organisations in achieving sustainable growth. She holds double Master’s degrees in Economics and Finance. Her experience spans senior leadership roles at TransUnion CIBIL, IDFC FIRST Bank, and Vodafone India, where she has worked across growth strategy, consulting, credit risk, collections, and technology. Her key achievements include improving profitability, driving data-led growth across multiple sectors, positioning organisations as industry thought leaders, and accelerating the adoption of digital innovation ahead of market trends. At Athena, she contributes her strategic insight, domain expertise, and transformation experience to support the firm’s growth and client outcomes.