
The Case for Merging MITC and KFS
The Most Important Terms and Conditions (MITC) and the Key Facts Statement (KFS) are crucial documents within the lending framework,

Is it fair? Part 3
When is your salary due? When is your telephone bill due? Yes, what you are thinking is right, typically it

Is it fair? Part 2
In the first part of this series, we had talked about “unfair” practices followed by some HFCs/Banks/NBFCs who charge borrowers

Is it fair? Part 1
There have been some practices followed by HFCs/Banks/NBFCs who charge customers interest from the date the loan cheque is prepared

Banking Access at Risk: The Dilemma of Deleting Credit Data
The idea to pen this topic occurred when a recent newspaper article headlining – ‘Under DPDP Act, credit data deletion

Think before you apply for a loan
When you want to avail a loan you apply to various lending institutions. Don’t you? Also it is a common practice to

When should you close your Credit Card?
Do you feel that you have too many credit cards? Are some of them lying idle with you? The correct

Getting Married- Don’t fall for some Credit Myths
When you take your vows and promise to be true in good times and in bad, do you end up

Important Soft Skills you were never taught in school
Ok so have you’ll gone through the laws of thermodynamics or have you’ll gone through all the mathematical formulas?…. ohh
