The Unholy Trinity Recall
6/6/2020 I hope you found my first blog relevant and it made useful reading. Taking reference of the trinity analogy, I believe we had yet another unholy trinity event.
Moratoriums and the unholy trinity
Hi, This is the first of a series of initiatives we are taking to address the moratorium announced by RBI. The focus is to create awareness amongst borrowers, more the retail borro
Loan application rejected – What’s next?
Have your ever applied for an auto loan, a home loan or a personal loan? What if the loan application got rejected? What to do next? Rejection of any kind is one of the greatest fe
Moratorium – ” a solution or a problem”
If ever there was a googly or a curve ball – its COVID – 19. Call it whatever you want – even call it World War III – against an unseen enemy, across the world, no end in i
NEW YEAR…NEW DECADE…NEW BEGINNINGS..
I had slipped into a fairly long self imposed sabbatical on writing my blogs and now, feeling the need, I am starting again to write – and thus the title of my first blog ver
“Follow These 10 Commandments And Credit Cards Wont Rule Your Life”
My secretary discovered the other day that I was the former MD of CIBIL and sheepishly requested for advice – she was getting calls from recovery agents saying and threatening th
No credit to credit: 3 ways!
Your loan application is rejected because you don’t have any credit history? How do you build your credit history ? Well yes it’s a cycle of credit and credit again! As per two
Should you or should you not – shift lenders?
In these times of stiff competition among different lenders, it is observed that there has always been an effort made by each of them to make a difference. An interest rate differe
Why isn’t your “Income” a part of your Credit Score?
Race, religion, gender, nationality, marital status and employment history do not impact credit scores. It is because these factors do not help in assessing the credit worthi